Showing posts with label Roof insurance claim. Show all posts
Showing posts with label Roof insurance claim. Show all posts

Tuesday, 3 May 2016

3 Questions to ask When Finalizing a Roofing Contractor

It is important to take steps to maintain and repair your roofing system and get roof insurance. The exposure of the roof to the elements makes it susceptible to wear and tear. The wear and tear gets aggravated if you fail to implement a realistic maintenance regime. You will always get better results if you find a reliable provider of end-to-end roofing services to help with maintenance and filing a roof insurance claim if any damage occurs. Without such due diligence during the selection process, there is no telling the quality of roofer you will land. Getting answers to the following questions can help ensure that you opt for a legit and capable roofer that you can count on for such an important job.

1.Does the Contractor have Insurance?

Homeowners, realty investors and property managers should ensure that the contractor of their choice has appropriate cover in place such as workmen’s compensation. If the opposite is true, chances are you may have to foot the roofer’s medical expenses if their employees sustain injuries due to accidents sustained while maintaining your roof. Further, a contractor should also have liability insurance to protect you against financial losses due to damage caused by the roofer.

2.Are There any Subcontractors?

It is not uncommon for roofers to use sub-contractors to outsource some of their work load. The arrangement works fine for all the three parties involved: the property owner, the contractor, and the sub-contractor. Ask as many questions as possible to gauge the expertise and professionalism of any subcontractors and also make an effort to allay any fears and doubts they may harbor. Establish if they are insured and the actual extent of the cover. Many cities/states require roofing contractors to hold a valid license. Ensure that the roofer has a valid license, and conforms to criteria set by the regulating body.

3.Any Warranties on Offer?

Most roofers usually offer a one year warranty on the projects that they execute, however, some may extend this period. In most cases manufacturers cover the roofing materials while the roofer covers the work done. It is imperative for homeowners to know the extent of these warranties to make sure they receive reasonable warranties.

Conclusion

The cost of replacing a roof can run into thousands of dollars, which is why maintenance should be one of your priorities as a homeowner, property investor, or manager. Homeowners stand to benefit immensely from seeking the services of professional roofers with a reputation for getting the job done on time and within set budgets. The contractor you choose must conform with industry standards and be well-versed with roofing issues. Doing so will help you avoid high maintenance, repair, and replacement costs. Your roofer must also be in a position to help you get the right roof insurance and file a roof damage insurance claim if the need arises.